Money

This section provides information to help you with budgeting your money, opening up a bank account, finding out information about benefits all the financial aspects of going into work or training such as tax and national insurance.

Managing Money

Whatever money you have - pocket money, wages or benefits - it can be difficult to manage. Whether you have a little or a lot you need to look after your money safely and spend it carefully.

Visit Directgov for further information about managing your money.

Money for learning

If you choose to go into further education or training after Year 11, you might be entitled to financial support. This could include:

• Money to Learn (inc 16-19 bursary)
• Child Benefit
• Discretionary Support Funds
• Support for disabled students

For more information about financial support for learning, have a look at Direct.gov.uk.

Money while at university

If you're thinking about going to university, you'll need to think about the costs. These include tuition fees, accommodation, living costs and course materials.

Student loans
You can take out a student loan to cover your tuition costs and some living expenses and you may be entitled to a maintenance grant depending on your household income.

For more information visit:

• www.direct.gov.uk/studentfinance

Bursaries
Some universities offer bursaries to students who are eligible for the maximum maintenance grant, these do not have to be repaid. For more details visit the student finance section on: www.ucas.com

Benefits

When you reach 16, you may be entitled to claim certain benefits in your own right, even though you are still living at home. These could include Child Benefit, Job seekers allowance, income support, and housing benefit. For more information please contact Community Law Service or Welfare Rights Advisory Service/Citizens Advice Bureau.

• Community Law Service (Northampton and County)
  Provide Welfare Benefits, Debt, Housing, Immigration, Employment and Family Law advice countywide.
  Tel: 01604 636112
  Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
  Web: www.communitylawservice.org.uk
• Welfare Rights Advisory Service/Citizens Advice Bureau
  Brackley 5 Market House Courtyard: 08444 111 444
  Corby - Advice Centre: 01536 265501
  Daventry - The Abbey: 01327 70163
  Kettering - 5 Hourse Market: 0844 855 2122
  Northampton - 7/8 Mercers Road: 0844 855 2122
  Wellingborough - 123 Midland Road: 0844 855 2122

Visit www.citizensadvice.org.uk/advice4me.htm

Futher Information

For further information, check out this page on the Direct.gov.uk website.